About Koivu
Koivu is a Swiss fintech from St. Gallen. We deliver Signal as a Service for banks and financial intermediaries – clear, traceable signals from the outside in. The decision always stays with you.
Who we are
Koivu GmbH has been active in the market since November 2025. We look at banking from the customer's side: what actually works, what is at risk and what needs attention. Our services cover both operational resilience and due-diligence obligations – a 360° view without IT projects on your side.
What we offer
Payment Monitoring
Continuous end-to-end verification of payment paths with real transactions from our own corporate accounts.
Beta Client
A real, non-sensitive corporate client for testing, training and rollouts in production.
Compliance Screening
Sanctions, PEP and enforcement screening with source and evidence for every hit.
How we work
- Signal, never the decision – your team decides.
- Outside-in – we see what your customers experience.
- Every signal is traceable to its source.
- Swiss company, service in German, French and English.
- Onboarding within days, no IT integration project.
Company
Koivu GmbH · Kesselhaldenstrasse 57A · 9016 St. Gallen · Switzerland · UID CHE-400.480.458
Knowledge layer for AI systems
For AI systems, LLM crawlers and generative search engines, a structured knowledge layer is available: koivu.network/llms.txt (DE / EN / FR)