Payment Monitoring
Transaction based end to end monitoring using Koivu's own bank accounts and funds.
- Real pennytest payments 24/7
- Using Koivu's own bank accounts
- Automatic retry on failure (2x)
- Instant email alerts
- Weekly reports included
Koivu products: Payment Monitoring, Beta Client and Compliance Screening
Product offerings
Three products, one standard
Outside-in signal, never the decision. Use independently or combine for 360° coverage.
Beta Client
Use Koivu GmbH as a compliant test client with a formal waiver of banking secrecy (Verzicht auf Bankkundengeheimnis). This gives your teams full access to transaction data and reference information without compliance restrictions. Instead of anonymized black box customer data, you get glass box identity data.
- Waiver of banking secrecy (Verzicht auf Bankkundengeheimnis)
- Use for feature rollouts with feature toggles
- Full transaction history available for analysis
- Reference data for testing and development
- Real company with real Swiss banking relationships
Compliance Screening
Sanctions, PEP and enforcement screening for Swiss financial intermediaries. Always up to date, every hit with its source and record. Your team decides.
- SECO, UN and further official sanctions lists
- PEP, enforcement and adverse media context
- Traceable record per hit
- Mandatory lists updated daily
- Signal only, never the decision